Lost or Stolen Car Keys — Your Insurance May Cover It

We work with insurance companies. Many comprehensive car insurance policies in New Zealand include cover for lost or stolen keys. If yours does, the cost of a new key and reprogramming may be covered — less your excess.

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★★★★★ 5.0 · 375+ Google reviews · Locally owned since 2009 · Open 7 days from 7am

Car key and invoice for an insurance claim

How it works

  1. Check your policy or call your insurer and ask whether lost or stolen keys are covered and what your excess is.
  2. Call us on 020 4011 1533 — we’ll give you a price for the new key so you can compare it with your excess.
  3. We make the new key on site and can remove the lost keys from the immobiliser.
  4. You get a full invoice with the work and parts listed, ready for your claim.

Good to know

  • Cover, excess and claim steps differ between insurers and policies — your insurer has the final say.
  • For many cars a new key costs less than a typical excess — then it’s simpler to pay directly. Afterpay is available.
  • If your keys were stolen, report it to the Police and your insurer, and ask us to delete the stolen keys from the car.

Get a quick quote

Fastest: call or text 020 4011 1533. Or send the details and we’ll call you back with a price:

    FAQ

    Which insurers cover lost keys?

    Several New Zealand insurers include key cover in comprehensive policies, but it varies — check your policy wording or ask your insurer.

    Can you send the quote to my insurer?

    Yes — we can give you a written quote and a full invoice to send to your insurer.

    What our customers say

    EXCELLENT
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    Based on 375 reviews
    Posted on Google Google
    Juliana Rono profile picture
    Juliana Rono
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    The guy who helped me with my key was super nice and chill, offered me a key duplicate for a price which was great. Job was done quickly and nicely, gave some advice on keeping my car safe. overall great service!
    Posted on Google Google
    Todd Cameron profile picture
    Todd Cameron
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Absolutely outshined the big guys Came and got me sorted for a fair fixed price Would recommend
    Posted on Google Google
    Jamile Rocha profile picture
    Jamile Rocha
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Excellent service! He responded very quickly and came out to fix my car straight away. He was professional, friendly and did a great job. I’m really happy with the service and would definitely recommend him. Thank you so much! I’m
    Posted on Google Google
    Andrey Khomushin profile picture
    Andrey Khomushin
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Highly recommended!
    Posted on Google Google
    Denisa Svancárová profile picture
    Denisa Svancárová
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    My Nissan ignition was completely jammed on a Saturday, and another big company told me it couldn't be fixed on-site. AUTO_KEYS came out quickly, fixed the problem right on the street, and made me a new key. Fast, professional, and very fair price. Highly recommend.
    Posted on Google Google
    kelly butson profile picture
    kelly butson
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Daughters wee tida stolen, then returned with broken ignition and window. Team were so fast and responsive. Great friendly understanding comms. POD preferred. Recommended.
    Posted on Google Google
    aaron o'leary profile picture
    aaron o'leary
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Quickly helped me out with a steering lock I’d lost my keys for. Friendly bloke 👍
    Posted on Google Google
    Sonny Shi profile picture
    Sonny Shi
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Lost the only car key for my Nissan. Auto Key came right out my car parking spot in minutes and make a new key in 15 minutes. Super fast, also gave me discount as I paid cash. Highly recommend!
    Posted on Google Google
    Thomas Gray profile picture
    Thomas Gray
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Found myself stuck in Christchurch airport with no keys, AUTO_KEYS picked me up, cut and programmed a new key for on the spot and got me back on the road in no time. Unreal service!!! I'd give 10 stars if I could
    Posted on Google Google
    Ravind Sewak profile picture
    Ravind Sewak
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Awesome service and sort out problems in a brilliant way. Too good

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